Summary
Growing up in rental flats, Sujuan believed education was her path out of poverty. But without the funds for university, she turned to credit cards to pay her school fees. When her mother fell ill, she did the same to cover medical expenses. Paying only the minimum each month, she didn’t realise how quickly interest was compounding. Soon, lawyers’ letters and court notices began arriving. In desperation, she turned to moneylenders, only for the debt to spiral further. With no way out, Sujuan filed for bankruptcy — in the same year she applied for the first home she and her mum could finally call their own. Would she lose it too? Now in her seventh year of bankruptcy and still undischarged, she faces a new question: what happens if you cannot meet the target contribution? Are there consequences?
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